ASPCA Commends Nevada Lawmakers for Passing Bill to End Dog Breed Discrimination by Insurance Companies
NEW YORK, May 26 (TNSPol) – The American Society for the Prevention of Cruelty to Animals has released the following press release:
ASPCA (R) (American Society for the Prevention of Cruelty to Animals (R)) commends Nevada legislation for passing SB 103 to prohibit insurers from using the breed of dog to determine property insurance coverage. Sponsored by Senator Melanie Scheible (D-Las Vegas), this legislation improves protection for thousands of households who own dogs, and if signed by Governor Steve Sisolak, Nevada, Nevada would be the first state to do so Kind of law passed.
The vast majority of property insurers are currently denying or increasing homeowner and tenant coverage and renewal for households with certain breeds of dogs in their homes. However, there is no evidence to support this policy as the insurance claim data does not confirm the idea that dog breeds are at greater risk compared to unrestricted breeds.
“SB 103 is removing residential barriers for thousands of responsible dog owners in Nevada and ending breed-specific insurance coverage. We thank Senator Scheible for her leadership on this bill,” said Susan Riggs, senior director of state legislation for the ASPCA, Western Division. “Every dog, regardless of breed, should be judged on its individual temperament and behavior. We urge Governor Sisolak to sign SB 103 to protect pets and people across the state.”
“The regulation by the breed is ineffective and wrongly punishable for responsible dog owners”, said Sen. Scheible. “Nevada has long recognized this fact in its existing Dangerous Dogs Act, and I am proud that my bill is moving forward to expand our current state law to keep families and their dogs together in Nevada.”
In 2013, Nevada joined a growing number of state and local governments banning regulation of dog ownership based on the breed – or the appearance of the breed – of the dog. These governments recognize the broad consensus that breed restrictions are an ineffective and imprecise tool for preventing dog-related risks and instead rely on objective facts to determine whether individual dogs pose public risks.
In accordance with applicable state laws, SB 103 mandates that insurance carriers must consider any dog regardless of breed, regardless of their individual temperament and behavior. Past behavior is a much stronger indicator of current behavior than genetics. Therefore, this legislation expressly reserves the flexibility of insurers to cancel, refuse, or extend or increase premiums for households where a resident dog of a breed has been aggressive in the past.
SB 103 was overwhelmingly approved by the Senate and the Assembly and now goes to Governor Sisolak’s desk, who has 10 days to sign the bill.